If you have enabled email you will be able to receive the one-time pass code via email. If you do not have a registered phone available and do not have email enabled when logging in to online account access from an unregistered device, you will not be able to access log in. With multifactor authentication, you must provide both authentication factors in order to access your Oregon State Credit Union accounts online. By calling Oregon State Credit Union, we can change the multifactor authentication phone numbers and email address. This will allow you to use a different phone or email address to log in to online account access.